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About UsNorthern Massachusetts Telephone Workers Community Credit Union was founded in 1922 to serve the financial needs of area telephone and communication company employees. The original purpose of the NMTW was "to promote thrift among its members by giving them an opportunity to save money in small amounts and to obtain loans at moderate rates for purposes which promise to be of benefit to the borrower."

Membership in the credit union was limited to employees and retirees of the New England Telephone Company until 1979. After the breakup of AT&T in 1984, the credit union Board of Directors took proactive steps to ensure its future strength, growth, and prosperity by expanding the field of membership to include employees of the seven divested Bell companies (and their subsidiaries), employees of corporations whose primary business is within the communication industry throughout the Commonwealth of Massachusetts, and their families.

Today, NMTW Community Credit Union membership is open to anyone that lives, works, or attends school in Middlesex or Essex Counties in Massachusetts, several cities and towns within Norfolk and Worcester Counties in Massachusetts, and Rockingham and Hillsborough Counties in New Hampshire.  You can take advantage of the money-saving products and full range of services that can add value to your financial life. 

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As our membership has grown, our mission to provide exceptional financial solutions and extraordinary service has remained the same. Our members continue to enjoy higher rates on their savings, lower rates on their loans, and the knowledge that their hard-earned money is going to work for other credit union members and our community.

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