Official Contest RulesNo purchase necessary to enter or win. A purchase will not increase your chances of winning. | |  | Sponsor: NMTW Community Credit Union | | | | Eligible Participants: Members of NMTW Community Credit Union, who are 18 years of age or older and who are US citizens or US resident aliens, or nonresident aliens subject to US taxes. | | | | To Enter: A $25.00 minimum deposit required for new members. Existing members must be in good standing with a minimum balance of $25 in savings. The contest begins June 1, 2008 and ends on November 28, 2008. When you refer a family member or friend to join the credit union, you will be entered into a drawing for $2,500 in furniture gift certificate. Each referred member who joins the credit union will also be entered into a separate drawing for another $2,500 furniture gift certificate. Entries become the property of the credit union and will not be returned. In addition, monthly drawings will take place from the same entries to be awarded a $250 Gas Card (one for member and referred member) throughout the promotion period. | | | | To Enter Without Referring a Member: Hand print your name, address, city, state, zip, email address, home phone number, NMTW Community Credit Union member number and the words: "Member Referral Promotion" on a 3"X5" card and mail in an envelope to: NMTW Community Credit Union, PO Box 7008, Lowell, MA 01852 Attn: Marketing Department. Mail in entries must be received no later than November 28, 2008. One entry per stamped envelope will be accepted. No mechanical reproductions permitted. Entries become the property of NMTW Community Credit Union and will not be returned. | | | | Eligibility Requirement: Eligible participants must print their name, address, city, state, zip, email address and home phone number on the ticket prior to giving the ticket to the referred family member or friend. The referred family member or friend must bring to the credit union, the ticket with their information when they join the credit union. New members must meet eligibility requirements of NMTW Community Credit Union. | | | | Drawing: A random drawing will be held by NMTW Community Credit Union following the end of the contest on November 28, 2008 after 5:00 PM. No entries will be accepted after November 28, 2008 5:00 PM. Winners need not be present to win. The credit union will notify winners by phone and/or mail. | | | | Eligibility Exceptions and General Terms: Employees, associate members of the Board of Directors and volunteer officials of the Credit Union are ineligible. Contest void where prohibited or restricted by law. Federal, state and local taxes are the sole responsibility of the prize winners. Contest subject to all applicable federal, state and local laws and regulations. No substitutions or transfers of prize permitted except at the sole discretion of the sponsor. | | | | Entrants Agreement: By participating, entrants agree to these official rules and accept decisions by NMTW Community Credit Union as final. Entrants also agree to the use of their name and photograph in any Credit Union publication or web site if chosen to be the winner. | | | | Winner Requirements: The winners will be notified by telephone or mail. Further, the credit union will require that the winner sign an Affidavit of Elibility and Liability Release form. The winner must return the Affidavit to the credit union within 14 days after prize notification or prize will be forfeited and awarded to an alternate winner. The prize winner may not transfer their prize to any other party prior to acceptance. | | | | Limitation of Liability: NMTW Community Credit Union is not responsible for printing or typographical errors in any contest related materials; stolen, lost, late, misdirected, damaged, incomplete or illegible enries; or applications/forms processed late, incorrectly, or lost due to computer, electronic malfunction, or human error. The Credit Union reserves the right to cancel or modfy the contest if fraud or technical failures compromise the integrity of the contest as determined by NMTW Community Credit Union in its sole discretion. | | | | Consumer Disclosure: The Credit Union will award a total of $5,000 in gift certificates, broken down as follows: $2,500 in gift certifcate to the existing member and $2,500 in gift certificate to the referred member. And award a total of $1,000 in Gas Cards. Odds of winning dependent upon the number of entries versus the number of eligible members. | | | | Winners Listing: The winners will be featured in a future issue of the credit union newsletter and website. |
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