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Today's rates posted are indicators and subject to change without notice. The rates reflected here may be unavailable. It is always best to call us at 800.942.9575 to receive the most current rates. Fixed Rate Mortgages Get up to a $500 deposit with a NEW NMTW mortgage! Call 800-942-9575 for details.
Fixed Rate mortgages are for Owner Occupied 1-4 family homes, condos, and vacation homes. Single family, 1-4 family, vacation homes, financing available up to 95% of home value. Condos up to 90%. Maximum loan amount = $1,000,000. Conforming loan limits apply. Call for more details.
 | Maximum Term - Loan Amounts up to $1,000,000 | Rate | Points | APR | CAPS | Margin | Payment per $1000 |
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| | | 1 Yr ARM | 4.625% | 0 | 4.397% | 2&6 | 2.00 | $5.14 (30 years) | | | | | | | | 3/3 Yr ARM (Conforming loan limits apply - please call) | 5.125% | 0 | 5.126% | 2&6 | 2.25 | $5.44 (30 years) | | | | | | | | 5/5Yr ARM (Conforming loan limits apply - please call) | 5.625% | 0 | 5.780% | 2&6 | 2.50 | $5.76 (30 years) | | | | | | | | 3/3 Yr ARM-JUMBO (loan amounts over $417,000) | 6.125% | 0 | 5.749% | 2&6 | 2.75 | $6.08 (30 years) | | | | | | | | | | | 5/5 Yr ARM-JUMBO (loan amounts over $417,000) | 6.625% | 0 | 6.232% | 2&6 | 2.75 | $6.40 (30 years) |
First Time Buyer Loan | Maximum Term - Loan Amounts up to 1,000,000 | Rate | APR | Caps | Margin | Payment per $1000 |  | | | First Time Buyers Only - 5/5 Year ARM (Conforming loan limits apply- please call) | 5.375% | 5.142% | 2&6 | 2.50 | $5.60 (30 yrs) |  |
Second Mortgage Rates - Fixed | Program | Min. Amount | Rate | APR | Mo. Cost per $1000 |
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| | | 3 years | $5,000 | 5.375% | 5.375% | $30.14 | | | | | | | | 5 years | $10,000 | 5.625% | 5.625% | $19.16 | | | | | | | | 10 years | $10,000 | 6.375% | 6.375% | $11.29 | | | | | | | | 15 years | $10,000 | 6.625% | 6.625% | $8.78 | | | | | | | | 20 years | $10,000 | 7.375% | 7.375% | $7.98 | | | | | |
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No closing costs on loan amounts of $10,000 and more.
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